Why was the forum down for more than two weeks?
Basically, CIMB would not pay Invision Power Services, the host of this forum. It didn't matter if I tried to pay Invision directly with my card, or if I paid by way of PayPal. I also could not use my more than RM1k of paypal balance to pay Invision because paypal has a policy of not allowing you to use your balance. Paypal uses your balance to invest in assets which yields it a profit.
CIMB doesn't itself know that it keeps rejecting payment to Invision, even though CIMB keeps sending me the 6-digit OTP each time I tried. As far as CIMB is concerned, no payment request was ever made.
I tried solving the problem by opening an account with Public Bank. But apart from my IC, they wanted proof that I really lived where I said I live. I thought it was stupid---what does it matter? I also had no"proof" nor was I interested in showing them any. So I left and went to AmBank. I could open an account there with an IC and RM100.
I paid Invision through my brand new AmBank card.
Thanks JT - good to be back online!